About Us
Union Trust was formed by a group of seasoned mortgage bankers in 1991. Having been managers and/or principle stockholders of other local and well known mortgage banks we knew we could out service the competition by eliminating the layers of bureaucracy and resistance to change that characterizes so many banks and lenders.
Specifically, here's what that's come to mean:
- A commitment to lasting relationships.
Quite simply, if it weren't for the relationships we have with our customers, we'd probably all find something else to do. The fact remains crystal clear to us that there isn't one "right" answer for everyone or even most people. We'll never have a drive thru window or become e-commerce czars.
- Excellence in customer service is not an option.
Just as the customers are what drive us externally, the dedication to the customer on the part of our employees is what continually drives us internally. Our employees know that what's good for the customer is good for the company and good for their bonuses. That's because our previous customers are without a doubt our largest source of new business. It's really that simple.
- Continually providing leading edge products.
Quite frankly, managing the information involved with carrying over 500 different mortgage products is probably one of our greatest challenges these days and we wouldn't do it if we didn't think it was necessary to fulfill our commitment to the customer. The "One Size Fits All" approach just doesn't work in today's diverse economy.
Here are some other "Fast Facts" about Union Trust:
- We're the North Shore's #1 Licensed lender when people buy homes!!* For several years running, Union Trust has financed more home purchases than any other lender in over 30 cities and towns comprising the North Shore.
- We receive the highest possible financial rating available from our regulator, The Massachusetts Division of Banks.
- Over 99% of our applicants are referred to us by a satisfied customer or professional they trust… the overwhelming majority come back to Union Trust when purchasing a new home or refinancing.
- In our capacity as a licensed mortgage lender, Union Trust retains a multi-million dollar revolving credit facility allowing us to:
- Provide some of the lowest rates and most competitive terms available.
- Provide on site underwriting, approvals and pre-approvals.
- Employ the latest "cutting edge" underwriting technology to deliver the fastest loan approvals available.
- Please check our references! We're very proud of our record of no current complaints, unfavorably resolved inquiries or violations on file with the Division of Banks, the Attorney General, or any Regulatory Agency.
We hope you'll find this web site helpful and enjoyable. Although we clearly don't believe it's any substitute for a knowledgeable and conscientious loan officer, we do believe it will make your experience with Union Trust even richer. Knowledge is a very good thing.
*North Shore territory to include: Amesbury, Beverly Boxford, Bradford, Danvers, Essex, Georgetown, Gloucester, Groveland, Hamilton, Ipswich, Lynn, Lynnfield, Marblehead, Manchester, Middleton, Nahant, Newbury, Newburyport, North Reading, Peabody, Reading, Rockport, Rowley, Saugus, Salem, Salisbury, Swampscott, Wakefield, Wenham, West Newbury. Source - Banker and Tradesman
Give us a call today or apply online, and let us go to work for you! 978-532-6600
Union Trust Mortgage Corporation
MA Licensed Mortgage Lender and Broker #MC0192
Licensed by the New Hampshire Banking Department #5502-MB
Equal Housing Lender. © 2003 Union Trust Mortgage Corporation. Trade/service marks are the property of Union Trust Mortgage Corporation and/or its subsidiaries. Some products may not be available in all states.